How to Know If Your Debt is Good, Bad, or Ugly

Photo by Sharon McCutcheon on Unsplash

How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with great success and explain to you how debt can be good. Both of these can […]

Can Markets Repeat a Historic Year?

Charging bull statue festively decorated with party hat and sunglasses.

Coming off such a horrible finish to 2018, not many investors were overly bullish last year.  Most breathed a sigh of relief when the markets started to bounce back, but didn’t cheer the continued rally that ultimately turned out to be a hugely positive year for financial markets.  To wit, the S&P 500 Index posted […]

Financial New Year’s Resolutions

A cozy workspace with a laptop, coffee, notebook, and smartphone on a wooden table.

According to a study conducted by the University of Scranton’s “Journal of Clinical Psychology,” 45% of Americans make New Year’s resolutions. Sadly, only 8% of Americans can achieve them. The beauty in making New Year’s resolutions is that you get a fresh opportunity every year. Below are a handful of Financial New Year’s Resolutions that can help improve your financial health…

Financial New Year’s Resolutions

A cozy workspace with a laptop, coffee, notebook, and smartphone on a wooden table.

According to a study conducted by the University of Scranton’s “Journal of Clinical Psychology,” 45% of Americans make New Year’s resolutions. Sadly, only 8% of Americans can achieve them. The beauty in making New Year’s resolutions is that you get a fresh opportunity every year. Below are a handful of Financial New Year’s Resolutions that can help improve your financial health…

Why It’s So Darn Hard to Save

Photo by Annie Spratt on Unsplash

Unless you’ve won the lottery, have a rich uncle you don’t know about, or are in the top 1% of the population with a net worth of over $10 million, savings are essential. Unfortunately, one thing that few people think about is that everyone has an earnings peak. The more you can contribute to your […]

Budgeting: The Surprising Empowerment of Watching Your Finances Like a Hawk

Photo by Fabian Blank on Unsplash

Everyone claims they want to take control of their finances. Nothing is as empowering as knowing your numbers. All your numbers. It makes you feel so grown up — no matter what your age — and so in control. So why does control feel so challenging to achieve? Because it means preparing a budget. (Or a […]

Budgeting: The Surprising Empowerment of Watching Your Finances Like a Hawk

Photo by Fabian Blank on Unsplash

Everyone claims they want to take control of their finances. Nothing is as empowering as knowing your numbers. All your numbers. It makes you feel so grown up — no matter what your age — and so in control. So why does control feel so challenging to achieve? Because it means preparing a budget. (Or a […]

2019 Year End Planning

Wooden blocks showing the transition from 2019 to 2020.

With most of 2019 behind us, now is a great time to consider the following financial planning moves, if appropriate for your circumstances. It is important to make sure you end the year on a positive note and are properly positioned for a successful 2020. Review Your Withholding Many taxpayers who normally received a refund […]