What You and Yours Need to Know About Student Loan Repayments During the Pandemic
Millions of student loan borrowers across the country are facing difficulty making payments on their loans as the Coronavirus pandemic continues. You personally may not be encountering this problem, but maybe your children or grandchildren are. Alternatively, you may have cosigned on your children or grandchildren’s student loans and as a cosigner you will be […]
CEO Spotlight: Greg Heller, CEO of HCR Wealth Advisors
What’s the story behind how you became a financial advisor and got to where you are?When I was in college, I really enjoyed corporate finance classes and classes on economics. I took a masters class (upper division) that focused on stocks, bonds, and the markets (NYSE, NASDAQ). From there, I became interested in how companies are financed […]
How To Pick Stocks- Carl Aschenbrenner, HCR Wealth Advisors
There are several ways to approach stock picking. In this article, I’ll summarize them, what the important issues are, what works, and why you should consider enlisting the help of your friendly neighborhood financial professional who might have a CFA. The first important thing to realize is that if you are deciding to pick stocks, you are […]
HCR Wealth Advisors Highlights Seven Industries that Could Thrive After the Pandemic
The prognosticators are hardened in their positions: some say the markets are headed toward cataclysmic losses, and others say we are poised for a V-shaped recovery. They can’t both be right. And the truth could land anywhere in between. Regardless, anyone with a 401(k), IRA, mutual fund, or other exposure to the stock market will […]
HCR Wealth Advisors Helps Explain the Alphabet Soup of Economic Recovery
If there’s one thing every investor has an opinion about, it’s what shape the economic recovery will take. So, what is ‘shape?’ An economy goes into recession when it reaches a peak of activity and ends when the economy reaches its trough. At that point, the recovery begins. When economists plot out an economy’s future […]
HCR Wealth Advisors is the Right Financial Team for Your Divorce Proceedings
Finding the actual number of marriages that result in divorce is no easy task. Every organization or agency that tries has so many caveats that the statistics are questionable. But, the American Psychological Association says it’s somewhere around 40–50%. Whatever the number of divorces it is, the only one that counts is yours. If that’s […]
SECURE Act – “Stretch” Elimination
The Setting Every Community Up for Retirement Enhancement (SECURE) Act, which became law on December 20, 2019, drastically changed a very powerful financial and estate planning tool. For many, the ability to leave a Traditional or Roth IRA to the next generation as an inherited IRA is a valuable planning technique. Pre-SECURE Act, withdrawals from […]
Long-Term Care Insurance
Roughly half of today’s 65-year olds will eventually develop a chronic medical condition, a disability, or a disorder that will require some form of long-term care services. Waiting until you are already suffering from a debilitating condition will make it nearly impossible to qualify for long-term care insurance. Regular health insurance does not cover the […]
How is the Government Navigating These Unprecedented Times?
The Coronavirus outbreak has affected the lives of every single person on the planet. Economically speaking, it has had a unique effect as it has resulted in rapid market changes in a way that hasn’t really seen before. Most economic slowdowns unfold at much slower speeds and over a longer period of time. Events build […]
Art of Helping “Smartly” During the COVID-19 Pandemic
As more and more companies are forced to let employees go — and as more shut-down businesses struggle with bills and bankruptcy — friends and family less affected by the coronavirus crisis will want to lend a helping hand. The question is: how do you do that, smartly? HCR Wealth Advisorscan help. While many will simply […]