Credit cards can be a powerful financial tool when used wisely. In this video, learn how credit cards work, their benefits, and potential pitfalls. Discover the importance of managing payments, avoiding debt, and building a strong credit history. With practical advice on responsible credit card use, this guide helps you take control of your finances and avoid common traps.
![Q4 Market Monitor](https://hcrwealth.com/wp-content/uploads/2025/01/Screenshot-886.png)