HCR Wealth Advisors on What Federal Interest Rate Changes Can Mean for Your Financial Plans
The Twitter-verse bristles with what the Federal Reserve will do with interest rates at each of its monthly meetings. Talking heads on television opine endlessly and breathlessly. And the President tries jawboning the stoic Chairman of the Fed into dropping rates dramatically. Despite the constant chatter about Federal interest rates, what is rarely discussed is […]
HCR Wealth Advisors on What the Inverted Yield Curve Means for Your Financial Game Plan
The term “inverted yield curve” has been a prominent fixture in society of late with talking heads and pundits using its re-emergence as a sign of an impending economic recession. Some are saying another recession like the one experienced in 2008 may be right around the corner, some are calling for drastic measures like divesting […]
Good Debt vs. Bad Debt
Your personal net worth consists of both assets and liabilities. The simple equation to calculate your Net Worth is: Net Worth = Assets – Liabilities Liabilities or debts, often given a bad rap, tend to be overlooked in favor of assets. However, debt can be a powerful tool; the amount you borrow and the way […]
2018 Year End Planning
With the end of 2018 fast approaching, now is a great time to give your finances a review. The following financial planning moves, if appropriate for your circumstances, are items to consider as we wrap up 2018 and look forward toward 2019. Contribute to 529 Plans 529 accounts are very powerful tools for college savings. […]
Charitable Donations: Stock vs. Cash
As we approach year end and the holiday season, you may be thinking about giving back. According to the Network for Good, 29% of all giving done on their platform in 2016 occurred in December, with 11% taking place over the final three days of the year. Properly planning your charitable contributions can help lead […]
Stocks and Options 101: A Strategy for Managing Risk with HCR Wealth Advisors
Many people think that options are confusing and too complicated, but that doesn’t have to be true. HCR Wealth Advisors educates its clients on investment strategies as a registered investment advisory firm. This is what people need to know about the options trading. The two types of options are puts and calls. When the client buys a […]
ESG Investing
ESG investing is currently estimated to have $20 trillion in assets under management. This represents almost one quarter of all professionally managed assets around the world, which begs the question: What is ESG Investing? ESG stands for Environmental, Social and Governance. ESG investing grew out of Socially Responsible Investing (SRI). Instead of excluding companies based […]
HCR Wealth Advisors Offers Its Views on Socially Responsible Investing
The field of socially responsible investing is gaining in importance among investors, but there are no easy definitions and some confusion in a rapidly evolving environment. HCR Wealth Advisors employs a personalized approach to help its clients interested in SRI. An investment is considered to be socially responsible based on the nature of the business. The initial assessment […]
HCR Wealth Advisors Offers Its Views on Socially Responsible Investing
The field of socially responsible investing is gaining in importance among investors, but there are no easy definitions and some confusion in a rapidly evolving environment. HCR Wealth Advisors employs a personalized approach to help its clients interested in SRI. An investment is considered to be socially responsible based on the nature of the business. The initial assessment […]
What U.S. Blues?
What is U.S. Blues? The U.S. economy continues to show exceptional strength and resilience in the face of myriad negative headlines, as well as slowdowns in several parts of Europe and Asia. As the chart below shows, U.S. GDP growth bottomed in Q2 2016 and has risen sequentially in every quarter since. This trend is […]