How to Know If Your Debt is Good, Bad, or Ugly
How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with great success and explain to you how debt can be good. Both of these can […]
Financial New Year’s Resolutions
According to a study conducted by the University of Scranton’s “Journal of Clinical Psychology,” 45% of Americans make New Year’s resolutions. Sadly, only 8% of Americans can achieve them. The beauty in making New Year’s resolutions is that you get a fresh opportunity every year. Below are a handful of Financial New Year’s Resolutions that can help improve your financial health…
Financial New Year’s Resolutions
According to a study conducted by the University of Scranton’s “Journal of Clinical Psychology,” 45% of Americans make New Year’s resolutions. Sadly, only 8% of Americans can achieve them. The beauty in making New Year’s resolutions is that you get a fresh opportunity every year. Below are a handful of Financial New Year’s Resolutions that can help improve your financial health…
Why It’s So Darn Hard to Save
Unless you’ve won the lottery, have a rich uncle you don’t know about, or are in the top 1% of the population with a net worth of over $10 million, savings are essential. Unfortunately, one thing that few people think about is that everyone has an earnings peak. The more you can contribute to your […]
Budgeting: The Surprising Empowerment of Watching Your Finances Like a Hawk
Everyone claims they want to take control of their finances. Nothing is as empowering as knowing your numbers. All your numbers. It makes you feel so grown up — no matter what your age — and so in control. So why does control feel so challenging to achieve? Because it means preparing a budget. (Or a […]
Budgeting: The Surprising Empowerment of Watching Your Finances Like a Hawk
Everyone claims they want to take control of their finances. Nothing is as empowering as knowing your numbers. All your numbers. It makes you feel so grown up — no matter what your age — and so in control. So why does control feel so challenging to achieve? Because it means preparing a budget. (Or a […]
2019 Year End Planning
With most of 2019 behind us, now is a great time to consider the following financial planning moves, if appropriate for your circumstances. It is important to make sure you end the year on a positive note and are properly positioned for a successful 2020. Review Your Withholding Many taxpayers who normally received a refund […]
Financial Freedom at 50: Playing with (Midlife) FIRE
Everybody wants to be free. The question is, how many are willing to do what it takes to reach financial freedom, where you have enough passive investment income to cover your living expenses and are not reliant on work. Millennials popularized FIRE — Financial Independence, Retire Early — as a way to shake up the […]
An Interview with HCR Wealth Advisors’ Steve Weinberger
HCR Wealth Advisors is a dedicated wealth management firm founded on the principles of providing up-to-date, sound financial and investment strategies to their clients by integrating their investments, retirement plans, and financial targets into a single strategy that evolves and grows as they do. HCR Wealth Advisors appoints a dedicated team to work side-by-side with […]
HCR Wealth Advisors & Stock Market Volatility
The Number one question on the lips of every American with assets tied up in the markets is, “Will the bull market continue its heady climb, or are we on the brink of financial Armageddon?” What makes answering this question so difficult is that there are two schools of thought, one for each possibility, each […]