Cyber Security
Cyber security is a topic that is becoming more and more important in all of our client relationships. Our growing dependence on technology as a society demands greater security while online and a shared responsibility which requires awareness from both the client and the advisor. The majority of cyber criminals are indiscriminate. They will attack […]
Long-Term Care Planning
Over the past few months more and more of our client conversations have addressed the topic of long-term care. That being the case, we thought it would be helpful to take the opportunity to provide you with some information to help define long-term care, some of the statistics associated with long-term care, and to address […]
Has The Storm Passed?
Market volatility: If you only looked at how the stock market started and finished the first quarter of 2016, you would probably wonder what all the fuss was about. After all, stocks were basically unchanged, right? But zooming in from the forest to the trees shows a much different picture. Stocks began the year in sell […]
2016 Tax Season: Deadlines, Contribution Limits, and Strategies
Welcome to tax season 2016. At this point, you should have received your tax statements and have probably either met with or are scheduled to meet with your tax preparer. Have you made your 2015 contribution to your IRA yet? Do you need to establish a new Traditional IRA, Roth IRA or SEP-IRA? Do you […]
Social Security Changes: What You Need to Know
There are some major changes coming through the social security pipeline, and a few that could impact you! If you are 62 years of age or older before January 1, 2016, there’s a good chance you will want to keep reading. Social security used to provide a major benefit for married couples and divorcees age […]
A Rough Start to The New Year
Stocks started out the New Year with a bang, though not in the direction investors were hoping for. As for 2015, it certainly ended on a whimper. For all of 2015, the S&P 500 Index closed lower by -0.7%. On the surface that looks like a small decline, but since a handful of market leaders […]
2016 – Early Market Volatility
Many of you are probably wondering what caused all of the volatility in the stock market this week, and how it factors into our outlook for the remainder of the year? Before we get into that, we want to remind clients that we had talked (and written in our newsletter) about getting more defensive in […]
Is This Aging Bull Getting Tired?
For the past 6+ years we have been hanging onto this bull and trying to ride it as long as possible. That strategy has served us in good stead as we helped investors’ not only recoup their losses from 2008 but continue to grow their assets. But now in its 7th year, the bull market […]
The Fits and Starts Economy
The most recent employment report came in much weaker than expected and left some investors scratching their heads and wondering about the strength of this prolonged economic recovery. The US economy added only 126,000 new jobs in March, down from 264,000 in February. This was the smallest increase since December 2013 when 109,000 jobs were […]
What’s Different About 2015
It is that time of year again when market strategists roll out their predictions for the coming year and pen their thoughts on how they believe financial markets will fare. We pay attention to these forecasts to see if there are any overwhelming consensus views among market participants. The reason for this is that the […]