Estate Planning: Trusts
Organizing what happens to your estate in the event you or your loved one passes away is often a difficult subject to broach, albeit very important. In addition to the subject matter being daunting, there is often a lack of understanding of the financial burden that may follow. We think it’s important to educate our […]
Estate Planning: Trusts
Organizing what happens to your estate in the event you or your loved one passes away is often a difficult subject to broach, albeit very important. In addition to the subject matter being daunting, there is often a lack of understanding of the financial burden that may follow. We think it’s important to educate our […]
College Planning
College Planning The cost of receiving a college education continues to rise. For the 2015-2016 school year, the average cost for tuition and fees (does not include room & board) for one year at a private college was $32,405, in-state residents at a public college was $9,410, and out-of-state residents at a public college was […]
How Will This Central Bank Experiment End?
Market volatility: The volatility investors witnessed in the global financial markets at the beginning of the year has certainly lessened in intensity recently, but various issues and events persist that will likely continue to cause flare-ups in market volatility for the remainder of the year. Whether it is the Brexit vote, FOMC meetings, or the […]
“Brexit” Fallout
Markets were caught leaning the wrong way Thursday night when the UK referendum on whether to stay in or leave the European Union (EU) went in favor of the “Brexit” (i.e. – leave) camp by a 52% – 48% margin of victory. In the week leading up to the vote, several respectable polls had come […]
Cyber Security
Cyber security is a topic that is becoming more and more important in all of our client relationships. Our growing dependence on technology as a society demands greater security while online and a shared responsibility which requires awareness from both the client and the advisor. The majority of cyber criminals are indiscriminate. They will attack […]
Long-Term Care Planning
Over the past few months more and more of our client conversations have addressed the topic of long-term care. That being the case, we thought it would be helpful to take the opportunity to provide you with some information to help define long-term care, some of the statistics associated with long-term care, and to address […]
Has The Storm Passed?
Market volatility: If you only looked at how the stock market started and finished the first quarter of 2016, you would probably wonder what all the fuss was about. After all, stocks were basically unchanged, right? But zooming in from the forest to the trees shows a much different picture. Stocks began the year in sell […]
2016 Tax Season: Deadlines, Contribution Limits, and Strategies
Welcome to tax season 2016. At this point, you should have received your tax statements and have probably either met with or are scheduled to meet with your tax preparer. Have you made your 2015 contribution to your IRA yet? Do you need to establish a new Traditional IRA, Roth IRA or SEP-IRA? Do you […]
Social Security Changes: What You Need to Know
There are some major changes coming through the social security pipeline, and a few that could impact you! If you are 62 years of age or older before January 1, 2016, there’s a good chance you will want to keep reading. Social security used to provide a major benefit for married couples and divorcees age […]